High Blood Pressure and Health Insurance
August 2nd, 2008This is another interesting issue. Can people with high blood pressure obtain reasonable pricing on their medical insurance?
The answer is a qualified yes as long as there are no other factors.
Generally speaking, blood pressure controlled by one medication to 140/90 or less, weight within preferred guidelines, no smoking, normal lipid panel, and no other risk factors can gain a preferred price on health insurance with most carriers.
Some carriers have more criteria; some less. The big issue with all carriers seems to be weight - they all like to see a BMI of 26 or less.
Which carrier is most HBP “friendly?” Hard to say because they all have somewhat different underwriting. But that’s where a good agent is worth his or her weight in gold.
