Breast Implants and Health Insurance
August 2nd, 2008While the trend had been seeing underwriting growing tighter and tighter, knowing where to apply can have a dramatic difference in your results. Take for example saline breast implants.
A few years ago they were automatic declines with virtually every carrier. However, here’s what happens today if you apply and your saline implants are over 8 years old:
Health Net of California - DECLINE
Blue Shield of California - after 6 months, possible coverage at standard rates
Anthem Blue Cross - possible coverage at standard rates
Aetna - after 6 months possible coverage at higher rating
Clearly, the smart move is to either Blue Shield or Anthem Blue Cross. A good agent can make a big difference in helping a consumer make the right choice.
You can run your own quotes at www.californiamedicalquotes.com and hope you pick the right company for your condition. Or you can have a professional do what he or she does best.
